Navigate Finance and Wealth PL

Business & Commercial lending

Borrowing for your business can be complex and often time consuming. Often, the outcome of your loan application will be determined on the way it is presented in conjunction with the Bank's risk settings for your particular industry or geographic location. At Navigate Finance and Wealth, we will liaise with our panel of lenders to determine the best fit for your current & future business requirements. We will also work closely with your Accountant and Solicitor so that you can focus on your business whilst we do the leg work for you. Our aim is to make the process as easy as possible for you whilst ultimately save you time and money

Housing & Personal Finance

At Navigate Finance and Wealth, we have access to an extensive panel of lenders and pride ourselves on making the sometimes daunting process of obtaining finance as easy and uncomplicated as possible. Whether you are a first time buyer, buying land to build your dream home or an experienced property investor. Creating a great financial plan for you takes time. After our initial meeting and once we have gathered the required information about you, we research strategies that best meet your goals and objectives. These strategies form the basis of our recommendation which we will then document within a Preliminary Assessment and present to you along with our recommended facilities to implement them. Our 2nd meeting is your opportunity to ask questions and ensure you have a clear understanding of the strategies we are presenting. We see part of our role as educating you & your family to help increase your knowledge about finance. This way you are empowered to make the best choices from the advice we offer. These discussions may uncover an opportunity to refine a strategy or make alterations to our recommendations which you are more comfortable with. Once you are satisfied with the strategies and we have your authority to proceed we will work to implement these on your behalf. This is only the beginning of a long term relationship we are committed to building with you & your family. Navigate Finance and Wealth will continue to provide you with ongoing support, including: answering any questions you may have regarding your facilities and strategies; providing timely and professional reviews of your portfolio and keeping you abreast of any relevant legislative changes that may affect you. We are committed to being available to you during business hours and actively working with you & your family on your journey to financial freedom. As our valued client, our focus will always be on you; your family, your goals, your objectives and your needs.

Equipment Finance

When you need to replace equipment, vehicles or machinery, we can provide you with a cost-effective solution. We will take the hassle out of acquiring equipment financing for: Vehicles - Cars, wagons, vans, utes & 4WD. Professional - Medical, dental & chiropractic equipment. Refrigeration - Air conditioning, cold-rooms, cabinets etc. Earthmoving / Mining - Backhoes, loaders, dump trucks. Office - Computers & office equipment, security & shop fitouts, furniture etc. Auto Repair & Mechanical - Spray booths, balancers, alignment, diagnostic. Transport - Aircraft & Helicopters. Whether you are a sole trader through or a large corporate, there are numerous finance options available to you. There are different options that may have implications for your business, so it’s important that we establish the right facility at the outset. We will work together with you & your Accountant to determine the right options for your business, now & into the future.

Finance for Medical, Dental & Allied Health professionals

As a busy Medical, Dental or Allied Health professional, we understand that you are often required to prioritise the health & well being of your patients over yourself and your family. This leaves very little time for you to spend on your business & financial matters - such as buying a new car, upgrading/replacing your business equipment, buying a residential/commercial property or buying into an existing practice or maybe even starting your own. Our finance specialist will liaise with your Accountant/Solicitor and handle all the necessary paperwork on your behalf so that you can concentrate on what you do best. At Navigate Finance and Wealth, we have years of experience looking after busy professionals and have access to specialist medical financiers (eg Medfin) so that we can work together on a solution to help you meet your personal & business goals.