Mortgage Choice
Local Mortgage Brokers in Townsville - Peter & Sonia
As your local Mortgage Brokers in North Ward, we're committed to helping our clients find a home loan options that suits their own unique goals and budget. With interest rates changing regularly, it's more important than ever to choose wisely. We take care of the home loan part of the journey, so you can enjoy the exciting step of buying property.
How I can help:
Chat through your needs: There are so many rates and features available, it's important to first work out what will serve you best now and over the long-run. We will take you through what strategies we'll use to get you the right deal.
Research & negotiation: Our next step is to go through the options available to you from over 35 lenders - which saves my clients hours of DIY research! We will identify which ones meet your requirements and talk you through the benefits of each.
Manage your home loan: As your local experts in North Ward, we will put together the loan submission and chase the lender, making sure to keep you updated on it's progress. We'll be proactive on your behalf.
Our home loan service is free: We know it's hard to believe, but our home loan service is free! Instead, we're paid a commission by the lender you choose when your loan settles.
Services
Townsville Location
Contact Us
Home Loans
There's nothing quite like a local team when it comes to understanding the local Townsville property market and loan options. Choosing the right home loan is an important part of your next property journey! Our mission is to empower you with the information you need to make a great choice about your loan and give you access to over 35 lenders. All at no cost to you!
Car Loans
As local car loan brokers serving Townsville, Mount Isa, the Cape, and the Burdekin, we understand the importance of having a reliable vehicle. Whether you need a new car for daily commuting, family trips, or simply to upgrade your current ride, a new car can offer enhanced safety, better fuel efficiency, and the latest technology features. We are committed to helping our clients find car loan options that suit their unique goals and budget. With access to over 35 lenders, we can compare interest rates and loan features to secure the best financing for you.
Refinancing
We're passionate about refinancing because we love seeing our clients keep more money in their pocket - money that would have otherwise gone to the bank. While interest is often unavoidable, minimising interest definitely works in our favour.
Debt Consolidation
Taking control with debt consolidation Let's say you have a credit card debt of $5,000, a personal loan of $7,000 and a car loan of $10,000. Each of these debts will have different interest rates and repayments, making them a lot more difficult to juggle. Not to mention, interest rates on these smaller debts can be much higher, meaning you're paying much more in interest than you need to be. There are two options to consolidate your debt: Roll them into your home loan: This would mean that while your home loan amount would increase, the interest you're paying on the debt would be lower. Merge them into a new personal loan: While this sounds counter-intuitive, having one larger personal loan instead of a few smaller ones, gives you access to lower interest rates and better features. The benefits Simplify your debts with a single repayment - meaning you will have a clearer strategy to become debt free. Free up cash by reducing debt repayments and avoiding late fees. Allow you to pay it off more quickly, by giving you access to lower rates and better features. However, you don't want to simply extend the loan term by consolidating! The goal is to get them paid off quickly.
Investment Loans
If you're considering investing, we can help you navigate the lending market to find the right loan. We are passionate about helping you make considered decisions about your investment loan by providing reliable and up-to-date information. We have a wide range of lenders available and my proactive service is focused on saving you time and money through expert advice.
Equipment Finance
As local brokers serving Townsville, Mount Isa, the Cape, and the Burdekin, we specialize in helping businesses secure the best equipment finance options. With access to over 35 lenders, we offer personalized consultations, a hassle-free application process, and ongoing support. We tailor financing solutions to your specific needs, ensuring competitive rates and favorable terms to help you acquire the equipment necessary for your business growth.
Bussines Lending
As local brokers serving Townsville, Mount Isa, the Cape, and the Burdekin regions, we specialise in helping businesses secure the best lending options. With access to over 35 lenders, we offer personalised consultations, a hassle-free application process, and ongoing support. We tailor financing solutions to your specific needs, ensuring competitive rates and favorable terms to help your business grow and succeed.