At Thrive Broking, we strive for excellence in all that we do and look forward to helping you reach your finance goals. We'll help you understand and access your loan products, giving you peace of mind.
You can rely on Thrive Broking to provide you with customer service that you will value throughout and beyond the life of your loan. We always think of your best interests while ensuring you obtain the finance that best suits your circumstances and needs.
When you call us you will speak to a real person. We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.
Consumer Secured Car Loan
When the purchaser uses the vehicle for private use. It allows the individual the ability to fund the purchase solely in their own name or with a co-borrower. Use your new car as security with flexible terms 1 to 7 years to suit your specific situation.
Personal Unsecured Car Loan
Unlike a consumer-secured car loan, a personal unsecured loan is a loan that is not secured against an asset, such as a car. This type of loan is typically used for smaller amounts, making it perfect for older or less expensive cars. The interest rate on an unsecured car loan is generally higher than for a secured loan, as the lender is taking on more risk. Most lenders will offer terms of between 1 and 7 years, although some may go up to 10 years. The longer the term of the loan, the lower your monthly repayments will be. However, you will pay more interest over the life of the loan. Thrive Broking can help you find the best personal unsecured car loan for your needs. We compare a wide range of lenders to find you the most competitive rates on the market. You won't need to provide any security for the loan, so it's quick and easy to apply.
Secured loans for ABN holders when the vehicle is used for predominantly business purposes. Claim GST on the purchase price of the vehicle on your Business Activity Statement (BAS). Can lower your payment by applying a residual (balloon) payment. Flexible loan terms to 5 years to suit your specific situation.
Novated Leasing (Fully Maintained Novated Lease)
A three-way arrangement between your employer, a finance company and you. Finance the purchase price and running costs of your car. A salary packaging option to pay less tax where the employer pays the leasing company prior to paying the employee wage. Flexible loan terms of 1 to 5 years.
Refinancing or Debt Consolidation
Available if you wish to adjust the length of your loan or consolidate repayments.
Available to ABN holders who wish to lease the vehicle for a loan term between 1 to 5 years and at the end of the period wish to return the vehicle to the lender.